The career to the security within the HELB resource care about-backed people in Kenya stays unclear because most education for the HELB financing are restricted to authorities backed children. It paper brings empirical proof to your collateral in the HELB disbursements to help you self-sponsored students in Kenyan personal colleges. The research directed sixteen,082 fourth year self-backed financing users inside seven societal colleges until the enactment away from the newest University Bill 2012. Brand new Gini coefficients performance reveal that HELB loan allowance are equitable having limited distinctions. This is an excellent sign one HELB mortgage honors so you’re able to self-paid students may connection the gap that exist from inside the accessibility degree according to socioeconomic reputation.
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